Blog

November 01, 2016

What can make a Title Defective?

Any number of problems that remain undisclosed after even the most meticulous search of public records can make a title defective. These hidden “defects” are dangerous indeed because you may not learn of them for many months or years. Yet they could force you to spend substantial sums on a legal defense, and still result in the loss of your property. These are just a few examples of what can make a title defective and why you need title insurance.

• Documents executed under false, revoked or expired powers of attorney
• False impersonation of true land owners
• Undisclosed heirs
• Improperly recorded legal documents
• Failure to include rights in another not appearing of record and not disclosed by survey
• Defective acknowledgments due to improper or expired notarization.
• Mistakes and omissions resulting in improper abstracting
• Forged deeds, mortgages, wills, releases of mortgages and other instruments
• Duress in execution of wills, deeds and instruments conveying title
• Errors in tax records