November 01, 2016
What can make a Title Defective?
Any number of problems that remain undisclosed after even the most meticulous search of public records can make a title defective. These hidden “defects” are dangerous indeed because you may not learn of them for many months or years. Yet they could force you to spend substantial sums on a legal defense, and still result in the loss of your property. These are just a few examples of what can make a title defective and why you need title insurance.
- Documents executed under false, revoked or expired powers of attorney
- False impersonation of true land owners
- Undisclosed heirs
- Improperly recorded legal documents
- Failure to include rights in another not appearing of record and not disclosed by survey
- Defective acknowledgments due to improper or expired notarization.
- Mistakes and omissions resulting in improper abstracting
- Forged deeds, mortgages, wills, releases of mortgages and other instruments
- Duress in execution of wills, deeds and instruments conveying title
- Errors in tax records